Structured Finance Underwriter - LAS/NBFC

Role Summary:

We are looking for a seasoned Underwriter to evaluate and structure high-yield credit transactions, ensuring rigorous credit assessment and alignment with the company's bespoke financing objectives. The role requires deep domain knowledge in structured credit and a solution-oriented mindset to support differentiated lending products.

Key Responsibilities:

1. Evaluate, structure, and underwrite bespoke financing proposals including high-yield credit transactions backed by marketable securities or other collateral.

2. Conduct comprehensive credit due diligence, including analysis of financials, business models, risk factors, and legal structures.

3. Prepare detailed credit notes and present proposals to the Credit Committee for approval.

4. Monitor credit performance, track early warning signals, and recommend corrective actions.

5. Partner with business teams to co-create customized solutions that balance client needs and risk appetite.

6. Ensure underwriting practices comply with regulatory norms and internal risk frameworks.

7. Support the CRO in reviewing credit policies, enhancing underwriting models, and improving portfolio resilience.

8. Maintain documentation and audit readiness in alignment with RBI NBFC norms.

Qualifications:

- CA/MBA (Finance) or equivalent professional qualification.

- 7 to 14 years of experience in credit underwriting, preferably in NBFCs, banks, or structured lending institutions.

- Exposure to high-yield credit, investment-backed lending, or capital market-linked credit products preferred.

- Strong understanding of financial instruments, collateral structuring, and risk mitigation strategies.

- Excellent communication and presentation skills.

- Credit appraisal & financial analysis